Which of the following must be included in the workplace pension scheme according to the Work-Based Pensions 2016?

The requirement for mandatory employee contributions is a key feature of workplace pension schemes as established by the Work-Based Pensions 2016. This regulation stipulates that employees must contribute a certain percentage of their earnings to their pension plans, ensuring that they actively participate in saving for their retirement. This mandatory nature of contributions helps to create a more sustainable and effective pension system, encouraging employees to accumulate retirement savings over time.

In contrast, while employer contributions can enhance the overall pension benefits for employees, they are not mandatory in the same way that employee contributions are. Retirement savings goals and health insurance provisions, although important elements of employee benefits, are not specifically mandated under the pension scheme regulations. Therefore, the correct focus on mandatory employee contributions aligns directly with the legal framework established by the Work-Based Pensions 2016.